Audio Video Revolution Forum  

Go Back   Audio Video Revolution Forum > Audio-Video Electronics > Furniture & Racks

Furniture & Racks Discuss how to best display and house your system in the latest new furniture.

Reply
 
Thread Tools Display Modes
Old 09-27-2010   #1
Member
 
Join Date: Sep 2010
Posts: 17
Thumbs up Furniture Making and Woodworking Insurance

At last; an insurance broker who understands the needs of a small furniture workshop making handmade fine furniture, and who doesn't think that we spend our whole life dropping cigarette butts onto piles of wood shavings left under part-finished dining suites! I would thoroughly recommend them to anyone with a similar business to my own.

What I was looking for was the standard public liability cover for me and my finished furniture, cover for my tools, and cover for my stock of timber, work in progress, and finished pieces on their way to the clients. It didn't seem complex, and I couldn't believe that I was the first person to want these things, but I didn't seem to fit into any of the standard categories online. "Craft" schemes seemed to expect me to be making high volumes of low-cost items at home that I would then take to sell at craft fairs. On the whole the cover was inadequate, or would have been prohibitively expensive to cover the value of my work and tools. Carpenters' insurance schemes looked a little bit more promising but seemed to expect me to be working on site and again the cover was inadequate and there was nothing that would cover the value of a finished hand made piece of furniture. There were brokers who went away and tried to put together a policy specifically for me but the quotations came back extremely high and often with inadequate cover for one or other aspect of my work.

Then a friend and fellow furniture maker -- thank you (Matt Rogers) suggested I try the NFU (National Farmers Union). As it happens there is an office in my local town, but a very nice man there had similar problems to many of those that I had talked to online. The price was very high and the fact that there was no bank vault-like security wall between my own working space and the joinery workshop that I rent from seemed to create an insurmountable problem; that and the usual cigarette butt on wood shavings issue -- and I don't even smoke! I had given up on them until Matt suggested that I went specifically to the office that he had dealt with in Bideford in Devon. That is where I came across Brian Butler of NFU Mutual. "Yes sir, certainly sir, I know exactly what you're talking about, I will get a quote to you." It was music to my ears, and he came up with the goods. Just to give you an idea, my insurance costs me a little under £500 a year. It's not trivial, but in the end it only puts up my daily rate by a couple or three pounds, and it does mean that if the worst were to happen it wouldn't mean bankruptcy and the end of my furniture making career. I can also increase the cover for short periods if I have a particularly expensive piece in the workshop or in transit.
__________________
Spam not allowed in signature
Dyson Miles is offline   Reply With Quote
Old 12-16-2010   #2
Member
 
Join Date: Dec 2010
Location: ca
Posts: 6
Default Re: Furniture Making and Woodworking Insurance

I came across Brian Butler of NFU Mutual. "Yes sir, certainly sir, I know exactly what you're talking about, I will get a quote to you." It was music to my ears, and he came up with the goods. Just to give you an idea, my insurance costs me a little under £500 a year
darrylsaladino is offline   Reply With Quote
Old 04-28-2012   #3
Member
 
Join Date: Apr 2012
Location: Amphiteatre Parkway
Posts: 5
Default Re: Furniture Making and Woodworking Insurance

Can you tell me another way?
Mikesuper1982 is offline   Reply With Quote
Old 10-23-2012   #4
Member
 
Join Date: Oct 2012
Posts: 7
Default Re: Furniture Making and Woodworking Insurance

thankxxx
Angelsmark is offline   Reply With Quote
Old 12-23-2012   #5
Member
 
Join Date: Dec 2012
Location: perth
Posts: 8
Default Re: Furniture Making and Woodworking Insurance

Informative post
picasoflake is offline   Reply With Quote
Old 01-08-2013   #6
New Member
 
Join Date: Dec 2012
Posts: 4
Default Re: Furniture Making and Woodworking Insurance

Thanks to sharing good thing for furniture
Ambrosea is offline   Reply With Quote
Sponsored Links
Reply

Tags
brokers, forum, forums, furniture, insurance, insurance reviews, making, woodworking

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Making the switch: CD to vinyl Sound-of-Muzak Vinyl 8 06-22-2011 01:01 AM
Insurance for home theater equipment??? Celt16 Off-Topic Posts 13 05-05-2010 06:44 AM
Fujitsu to Cease Making HDTVs by End of March 2008 AVRevForum.com Discuss AVRev.com News 21 01-11-2008 10:58 PM
Home Theater Companies Making Gear For Every Room of the House AVRevForum.com Discuss AVRev.com News 3 09-25-2007 05:52 AM




SEO by vBSEO 3.6.1