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Old 06-04-2009   #6
farmersre
New Member
 
Join Date: May 2008
Location: Sacramento
Posts: 3
Default Re: Insurance for home theater equipment???

I owned an insurance agency for more than 15 years til I recently became disabled. Unless your policy excludes your stereo or home theater gear it is covered under the personal property section of your policy for the listed perils of the policy. This is usually fire, theft, etc. What is usually never covered is any type of power surges or outages so take the proper precautions your self to protect your equiptment for this. This is where the Audiophile APS pays for itself alone for not only surges but brownouts which probably cause more damage to electronics. Also, Flood insurance is a whole different policy.

Feel free to contact me with any questions.
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